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All of Senior Life’s insurance plans are whole life. Whole life insurance products provide for the payment of the benefit amount upon the insured’s death regardless of when death occurs. Whole life plans build cash value. The benefits can never be decreased, and premiums will never increase. Your policy cannot be cancelled except for non-payment of premiums. Depending on the plan selected, the policy is either immediate benefit or limited benefit. Plan availability and features vary by state. Below is a list of both Senior Life's immediate and limited benefit plans, as well as other available options.
- Super Preferred Whole Life Insurance Policy
- Preferred Whole Life Insurance Policy
- 10 Pay Preferred 5% Growth Whole Life Insurance Policy
- Standard Whole Life Insurance Policy
- 20 Pay Standard Whole Life Insurance Policy
- Joint First To Die Standard Whole Life Insurance Policy
- Substandard Whole Life Insurance Policy
- Modified Whole Life Insurance Policy
- Easy Issue Whole Life Insurance Policy
- Graded Whole Life Insurance Policy
- Guaranteed Issue Whole Life Insurance Policy
- Accidental Death Benefit Rider
- First Diagnosis Cancer Lump Sum Limited Benefit Insurance (Georgia only).
Features
- Ages 0 to 85 may apply
- No medical exam required; issuance of the policy may depend upon the answers to the health questions contained in the application
- $1,000 to $30,000 in protection amounts
- Premiums do not increase
- Benefits do not decrease
- Builds cash value and has loan value
- Policy cannot be cancelled except for non-payment of premiums
- Optional Accidental Death Benefit Rider available
Senior Life is continually expanding, researching, and offering products to meet the different needs of individuals. As we continue in our efforts, we strive to stay on top of the insurance market by providing the newest, most valuable, and most attractive products for our customers. We are currently licensed in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and the District of Columbia.
We have recently filed for expansion in Iowa and Wisconsin.
Not all of our plans are offered in every state.