Whole Life Insurance Policy Guarantees and Features

GUARANTEES:

Your premiums will never increase. Your premiums are guaranteed to remain the same, regardless of the insured's age or health.

Your policy builds cash value. The cash value of your policy will grow each year. This value accumulates tax deferred and can be borrowed against.

Your death benefit will never decrease. Your death benefit will never vary, regardless of age or health. Your benefits will be paid to your beneficiary tax free.

You have lifetime coverage.* Your policy can only be cancelled by you. You are covered for the rest of your life, as long as premiums are paid.

*Policy matures at age 100.

FEATURES:

Ages 0 to 85 may apply.
No medical exam required; issuance of life insurance policy may depend upon answers to the health questions contained in the application.
Benefits are paid FREE of Federal Income Tax.
Most claims are paid within 24 hours of receiving the necessary paperwork.

Guarantees are subject to product terms, exclusions and limitations, and terms for keeping the policy in force. We look forward to discussing these topics with you and providing you with costs and complete details.