Policyholders

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POLICYHOLDERS

WHAT WE DO

We prepare your family for the high cost of your final expenses.

Death cannot be predicted, prevented, evaded, or avoided.

Senior Life Insurance Company helps you plan in advance so your grieving loved ones are left with a financial burden when you pass away.

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OUR PLAN TYPES

We offer two types of plans at Senior Life Insurance Company.

Our comprehensive product portfolio was designed to provide coverage to anyone 0 – 85 regardless of medical history. We have an affordable plan for everyone.

Lock in up to $30,000 in coverage for your family today.

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Whole Life Policies

  • Immediate Benefit Plan = Your coverage is the full face amount from the moment your policy is issued.
  • For those with moderate to no health issues. Full coverage from day one.
  • ULTIMATE PREFERRED →
  • SUPER PREFERRED →
  • PREFERRED →
  • STANDARD →
  • 20 PAY STANDARD →
  • SUBSTANDARD →
  • Limited Benefit Plan = Designed to offer coverage to clients with moderate or significant health issues. These policies cannot be cancelled by Senior Life except for the non-payment of premiums.
  • MODIFIED →
  • EASY ISSUE →
  • GUARANTEED ISSUE →
  • MODIFIED GRADED →
  • EASY ISSUE GRADED →

Term Life Policies

  • For clients that only need coverage over a 20 year period.
  • For those with more severe health issues. No medical exam required.
  • 20 YEAR TERM →
  • 20 YEAR TERM RETURN OF PREMIUM →

OUR POLICY GUARANTEES

Our policy features.

Your premiums will never increase.

Your premiums are guaranteed to remain the same for the life of your policy.

Your policy will build cash value.

Your policy will begin to accrue cash value and have loan value over time.

Your death benefit will never decrease.

Your death benefit will remain the same for the life of your policy. When a claim is made, the benefit will be paid to the beneficiary tax free.

You will have lifetime coverage.

Your policy can only be cancelled by you. As long as premiums are paid, you are covered for the rest of your life.

Our policy benefits.

Protection for individuals ages 0 to 85.

No medical exam required. Issuance of life insurance policy depends upon answers to health questions contained in the application.

Benefits are paid free of federal income tax.

Most claims are paid within 24 hours after recieving the neccesary paperwork.

CLAIMS FORMS

Click your state to view & download your claims form.

We have a reputation for paying our claims within 24 hours after we receive the necessary paperwork.

WE HAVE ANSWERS

Have questions?

Below are frequently asked questions from our policyholders and prospective clients. If you do not find the answer to your question below, please contact us by clicking here or by reaching out to us at 877.777.8808.

Current Policyholder FAQs

+Can I borrow cash value from my life insurance policy?

If your policy builds cash value and this value has accumulated, it may be borrowed. Please see your policy for details.

+Can I increase my coverage?

Yes. You can add additional coverage at any age up to age 85. Issuance may depend on your answers to a few health questions.

+How can I update my mailing address?

The policyowner may call (877) 777-8808 and provide the policy number along with your old and new addresses or send a written request which includes the same information to Senior Life.

+How do I report a death?

You can use our online claim form to report a death. If you need assistance, please call our Claims Department toll free at (877) 777-8808, and one of our claims representatives will guide you through the process.

+What do I need to do if I change banks?

It is important that you call us as soon as you change banks and receive your new account information. All you will need to do is simply give us a call, and we will be happy to record your new information as long as your policy is current. You can reach us at (877) 777-8808.

+Where can I find more information about policy types?

You can call us toll free at (877) 777-8808. You can also click here to find out more about our Whole Life Policies and click here to find out more about our Term Life Policies.

+Who has the authority to change the ownership of a policy?

Only the policyowner can discuss matters regarding their policy with us.**Those who have power of attorney from the policyowner may also be privy to this information.

+If I misplace my policy, what should I do?

The policyowner can contact us, and we will send you a duplicate. You can call us at (877) 777-8808 or email your request to info@srlife.net.

+If I need further information or have policy questions, what should I do?

Please call us toll free at (877) 777-8808 or email us at info@srlife.net.

+How can the ownership of a policy be changed?

Please note that only a policyowner may change the ownership of a policy. You can find our Transfer of Ownership form by visiting our policyholder forms page. All requests to change ownership of a policy must be notarized and submitted in writing in its original form.

Prospective Policyholder FAQs

+Why do I need life insurance?

Life insurance will provide a cash death benefit that your selected beneficiary or beneficiaries can use for whatever they choose.

+Should I even apply for life insurance if I know that I have an existing medical condition?

Yes. Even those with health conditions may still be eligible for coverage under Senior Life Insurance Company policies.

+How much will life insurance cost me?

Premium rates for life insurance are typically based on factors such as age, sex, height, weight, and health status including tobacco/nicotine use. The type of policy you purchase will also affect the amount of the premium. Please contact us at (877) 777-8808 for a premium quote.

+Who is a beneficiary?

This is a person or other party designated to receive life insurance proceeds upon the death of the insured. The beneficiary is named when a policy is taken out and can be changed at the request of the policyowner.

+Will my premiums ever increase?

No.

+Can my policy ever be cancelled by the company?

Your policy may only be cancelled by the company for non-payment of premiums. It is important to make sure funds for payment are always readily available to ensure coverage for your family.

+Who will receive my death benefit?

The designated beneficiary will receive your death benefit.

+If I need further information or have policy questions, what should I do?

Please call us toll free at (877) 777-8808 or email us at info@srlife.net.

ONLINE PAYMENT

We make paying your monthly premium quick & simple.

Use the link below to pay your monthly premium with Senior Life Insurance Company. We can’t wait to help you.

PAY YOUR PREMIUM

Not a policyholder with Senior Life yet? Get started today.

We can cover ANYONE ages 0 – 85, regardless of health conditions and we work with you to find the best, most affordable coverage.

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877.777.8808
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Senior Life Insurance Company1 Senior Life LaneThomasville GA, 31792
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info@srlife.net